Theravive Home

Having optimism about the future may help people save more money. Research published in the Journal of Personality and Social Psychology found that people who are optimistic tended to save more money and that was particularly the case for people in lower incomes. [More]

Adults across the country are feeling festive but overwhelmed this holiday season. A new poll by the American Psychological Association found 89% of respondents are stressed about not having enough money for the holidays, missing loved ones and family conflict. [More]

Attention deficit hyperactivity disorder (ADHD) is associated with higher financial distress and a higher risk of suicide for those in a lot of debt. [More]

By some predictions, the COVID19 pandemic will cause the worst financial crisis in the US since the Great Depression. Already across the United States many are experiencing pay cuts and job losses, and for couples this may mean a lot of pressure on romantic relationships. Whilst financial struggles are never easy, research from the University of Arizona has found that some couples are better prepared to cope with financial stress than others. [More]

The Great Recession, officially spanning from 2007 to 2009, impacted many people across the United States. Now, researchers have determined that those who experienced a job-related, housing-related, or financial hardship during the Great Recession are more likely to experience an increase in anxiety, depression and drug use. [More]

One of the biggest causes of conflict in relationships is differences in values, goals, and habits related to money, and communication about money issues. To keep a relationship happy and peaceful, it’s important for couples to understand their beliefs about money, learn how to talk about money, and learn how to align their financial goals. If you can do these things, you will be well on your way to having one less thing to argue about! [More]

The holiday season can be a difficult time for many of us, especially those of us who have family members and friends who we want to see and spend time with on a regular basis. That being said, there are a lot of things that we have to get done over the holiday season, and sometimes, we lose focus on what we should be focusing on during this time of year. We get so caught up in the excitement and the "doing" that we forget about the people that we love and want to be around on a regular basis. [More]

Decision fatigue is a genuine condition. The term refers to the way decisions made by people after a long session of decision making will deteriorate (Baumeister, 2003). Decision fatigue is an important consideration here at Christmas time. Deciding the right thing to buy for others, shopping for it, then paying a good price for it are uppermost in most people’s minds at this time of year. [More]

The “buy now and pay later” culture has left millions of people homeless. The culture of consumerism has impacted global economy in an unprecedented manner and according to capitalists has a culture can be considered as one of the biggest factors for ever worsening financial crisis. Not only it has impacted world’s market, but has also given rise to financial stress. People are getting into a habit of buying more than they need which ultimately leads to financial crisis. [More]

When people fall in love and begin to consider marriage, nothing seems less romantic than discussing the potentially thorny issues that are likely to crop up down the road as their relationship progresses. After all, isn’t a little mystery a good thing? No one wants to treat a future engagement or marriage as a potential business merger. [More]